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Lessons offered by Vikraman
  • Individual
  • In group
The lessons will be held
  • at his home
  • at your home
  • By webcam
Taught subjects
  • Accounting
  • Business
  • Management
  • Finance
  • Financial
  • Tax system
  • Elementary School
  • Middle School
  • Sophomore
  • Junior
  • Senior
  • Adult Education

A “Performance Driven ICT/EPC Finance Expert,Oracle Finance Functional Consultant , Tax/VAT, Legal and Business Expert in commercial matters, and Certified Business Valuer , bringing in rare level bus


Imparting excellent Schooling or tuition in subjects like, Finance, Financial Management, Financial Accounting,Legal Aspects of Business, Accounting to Graduate and Post Graduate level of students with different methods of approach, based on the knowledge level of the students


Recognized Financial Executive well versed in Strategic Financial Management, holding three Master Degrees in Business, Finance & Banking, three Bachelor Degrees in Business, Banking, Law and Certified in Banking, Accounting, Auditing and Business Valuation. Served in Senior Level positions as a Financial Business Partner of IT and Telecom Business with a workable plan for Business start-ups. Worked closely with Presidents, VPs, and high-VIP Customers.


Transportation Fee : $250
Rate for online lessons : $7/h
Rate for 5 hours of lessons : $53
Rate for 10 hours of lessons : $99


Graduate level the fees will be 25% more than the post graduate level. 50% of the normal rate will be charged, in case of cancellation

Lessons offered by Vikraman
In group
The lessons will be held
at his home
at your home
Taught subjects
  • Accounting
  • Business
  • Management
  • Finance
  • Financial
  • Tax system
  • Elementary School
  • Middle School
  • Sophomore
  • Junior
  • Senior
  • Adult Education

Vikraman 's resume

~ Senior Finance Professional ~
Finance & Accounts  Fund Management & Budgeting  Auditing & Taxation
“Striving to upgrade knowledge and practices to retain excellence in the professional brief”
A “Performance Driven Professional” bringing in rare level business acumen and record of achievements developed in over 32 years’ career. Experienced in conceptualizing and implementing financial procedures and actively involved in the maintenance & finalization of accounts, working capital management, and profit monitoring and building internal financial controls. Taxation/VAT compliance. Adept at development of financial policies/guidelines for effective fund management.

Excellent understanding in formulating budgets, implementing systems/procedures, conducting ageing analysis, preparing key reports to exercise financial control and enhancing overall efficiency of the organisation; well versed with GAAP, IAS and IFRS systems. Adept in ascertaining needs and goals, streamlining operations and envisioning new concepts. Deft in developing MIS reports, and liaising with government bodies for obtaining necessary sanctions. Possess strong planning & relationship management skills with vital contribution in running of the company.

Expertise in:
- Financial Planning - Accounting Functions - Receivable & Payable Management
- Fund Management/Budgeting - Auditing - MIS Reporting
- Risk Assessments/Compliance - Project Finance - Construction Project Finance & Capex
- Project Costing - Pricing, Credit and Collection - Business Plan
- Variance Analysis - Taxation - Statutory Compliance
- Internal Control - Liaising / Coordination - Team Management


Since Jan-17 to present Financial Advisor, Taqniaspace Co Ltd Riyadh
Aug-15 to Dec-16 Various Consultant Positions
Oct-10-July -15: Awal IT Services, Riyadh, KSA as Financial Controller
Jan’08-Jun-10: Dimension Data, Riyadh, KSA as Country Financial Manager for KSA & Bahrain
Mar’05-Dec’07: Etihad Etisalat Co. Ltd., Riyadh, KSA as Finance Specialist (Capex)
Mar’03-Feb’05: Integrated Networks Co. Ltd., Riyadh, KSA as Financial & Administrative Officer
Jul’95-Mar’03: Lucent Technologies International Inc., Riyadh, KSA as Project Finance Manager
Apr’85-Mar’95: Federal Bank Limited, Kerala, India as Assistant Manager

Financial Control & Planning
 Performing the key role of validating business plans & commercial strategies for maximizing profitability & revenue generation in line with corporate goals.
 Determining financial objectives and preparing & implementing systems, policies & procedures to facilitate internal financial control in the areas of credit and collection.
 Taking adequate measures; monitoring the inward & outward flow of funds, ensuring optimum utilisation of available funds towards the accomplishment of corporate goals.

Accounting & Budgetary Functions
 Maintaining statutory books of accounts and reconciliation of financial statements in compliance with the norms as well as ensuring smooth operations of banking process.
 Presenting a true and fair view of the financial position of the company by way of timely preparation of annual reports ensuring analyzing the expenditure on a monthly basis to control expenses.
 Preparing annual budget for projects under execution showing execution and receivables plan. Analysis of variance with reason for deviation in budget vs. actual.
 Maintaining MIS & reports entailing budgeting, cash flow, turnover, collections, etc.; evaluating them for facilitating decision-making process.
 Developing and maintaining a fully computerized financial accounting system in SAP FICO and support the implementation of such systems.
 Responsible for:
 Management of contracts ensuring correct revenue and cost.
 Calculation of accruals and provisions.
 Reconciliation and analysis of costs of sales.
 Calculation of commissions’ payable per sales person as per corporate policy.
 Accrual of outstanding balance.
 Management of Work-In-Progress (WIP) and Revenue Recognition Balances.
 Alignment of back-office (EPM) and reporting systems (SAP).
 Billing approval and processing.

Project Finance
 Making necessary arrangements for project financing viz., bid bond, advance and performance guarantees, letters of credit, bill discounting facilities and overdrafts.
 Developing fund flow and cash flow projections to monitoring movement of funds.
 Evaluating major commercial deals inclusive of cost benefit analysis as well as the formulation of financial norms.
 Verifying all Opex / Capex purchase requisitions (PR) against budget to ensure correct account coding, expenditures are in compliance with financial guidelines and policies.
 Formulating the Capex limit for maintaining liquidity and also investing surplus funds on short term and long term investment opportunities available depending on the cash flow.

Fund Management
 Liaising and negotiating with banks for raising fund and non-fund based facilities to finance working capital requirements from time to time.
 Conducting debtors review meeting, collection plans with concerned mangers resulting in improve cash flow and timely collection of debtors and taking corrective actions.
 Overseeing treasury functions including optimum utilization of surplus funds; controlling management of funds ensuring pay-in/ pay-out of funds in time without fail.

Receivable / Payable Management
 Overseeing advance controls for advance payments & follow-up with purchaser, cost center wise consumption & analysis with average consumption.
 Following up of bills receivables after invoicing to debtors, conducting ageing analysis with an aim to keep receivables under control.
 Ensuring that all payments are made to suppliers within the stipulated time frame and managing accounts payable within the pre-set parameters.

Auditing, Taxation & Statutory Compliances
 Coordinating in complete planning & management activities for ensuring completion of internal & statutory audits within time; carrying out excise audits for ensuring compliance under Excise Act.
 Handling the internal audit of the companies including setting up of internal audit systems as well as monitoring of the implementation of the systems.
 Providing feedback to the top management with regular internal audit reports.
 Developing tax plans; ensuring timely assessment and filing of direct & indirect tax returns, TDS returns, service tax matters, etc.


 Introduction to Oracle SQL and PL SQL: Saudi Oracle Education, Riyadh.
 Communicating & Dealing with Others: Meirc Training & Consulting, Dubai.
 Win–Win Negotiation Skills: Meirc Training & Consulting, Dubai.
 Successful Project Management: Meirc Training & Consulting, Dubai.
 Fundamentals of Supervision: Meirc Training & Consulting, Dubai.
 Junior Executive Development Program of Bankers: Alwaye.


2014 Ph.D (Finance) from University of Grantchester
2010 MBA (Finance) from Sikkim Manipal University, India
1992 Bachelors in Law from University of Kerala, Trivandrum, India
1988 CAIIB in Commercial Banking from Indian Institute of Banking & Finance, Mumbai, India
1987 ACA in Financial Accounting from Institute of Chartered Accountants of India, New Delhi, India
1985 Bachelor Degree in Commercial Banking (5 years) from Cochin University of Science and Technology, Kerala, India
1983 M.S. in Commerce from University of Kerala, Trivandrum, Kerala, India
Banking as Elective Subject
1980 Bachelor of Commerce from University of Delhi, Delhi, India
Pursuing ACCA-Association of Certified Chartered Accountants- UK


 Management Accountings
 Treasury Functions
 Inventory Management
 Costing and Budgeting
 Project Appraisals
 PC Skills
 Oracle SQLs
 Oracle Financials
 ERP Implementation


Date of Birth : 15th May, 1960
Present Address : P.B. No. 220437, Riyadh 11311, Saudi Arabia
Linguistic Abilities : English, Arabic, Hindi & Malayalam
Location Preference : Saudi Arabia

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